Unfortunately, the ‘hand-me-down-post-college’ car my parents lent me at age 23 died a few months into my (second) real job-post college. Therefore, with no choice living in the suburbs, I purchased a brand new Nissan Sentra.
One of the advantages of taking the train is how much money I’ve been saving. Each week, I fill up my gas tank at least once for around $32. Every 3 months I have to change my oil for $30 bucks. I wash my car for $3-5 every 2-3 weeks. My car payment is $312, and insurance is around $100/month. This adds up to about $555 per month to maintain my car. Plus, now that my car is 3.5 years old, I have the occasional bender I don’t expect: new tires, brakes, etc. The new tires were between 5-6 hundo wayyy out of my budget.
The convenient SEPTA pass has taken around 40 out of my budget per week, for a small $120 in comparison per month. Another factor I didn’t really take in: I can literally take care of my life in the few miles surrounding my office: Car, haircuts, food, groceries, libraries etc. But when I’m at the office with no outlet, I’m forced to get everything done between 8:30-4:45, and can’t spend money since I can’t get anywhere. I condense my errands once I get home and get only bare essentials: No mid-day cupcakes, mac & cheese or other occasional treats I take for a break.
Overall, I’ve been saving a few smack-a-roos these past few weeks!



